A Health Risk Assessment (HRA) form allows a private insurer in Saudi Arabia to assess an individual’s health and lifestyle. You have been tasked with drafting a memo to the CEO addressing how an HRA could help your insurance company. Be sure to address the following components:
• Frequency and purpose of an HRA;
• Examples of questions asked on an HRA;
• The impact of an HRA on risk and premium cost;
• Negative implications of HRAs on those with chronic illness; and
• Best practices involving HRAs.
Your memo should meet the following structural requirements:
• The memo should be 4-5 pages in length, not including the cover sheet and reference page.
• Formatted according to APA
• Provide support for your statements with in-text citations from a minimum of four scholarly articles. Two of these sources may be from the class readings, textbook, or lectures, but two must be external.
