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Discussthe complex challenges traditional financial institutions face as they digitally transform into nimble, digitally-enabled operations and analyse how are incumbents reacting to disruptors.

Read the Greater Manchester FinTech Ecosystem Report 2020. Identify and discuss the key arguments in the “Availability of Talent” chapter and explain what “talent shortage” means in management practice. How is the talent shortage being tackled by the ecosystem in the North West of England?You are expected to provide at least two examples from real actions taken to improve access to work in FinTechin the North West. You are expected to use 1)material fromthe course, 2) your own research and 3) your experiences and other modules in the programme. [25%, 500 words]

2.Provide two examples of digital disruption in the banking industry. You are expected to give evidence of the effect of the disruptorsyou have chosen on better value for clients. Then,answer the following two questions:

2.1Discussthe complex challenges traditional financial institutions face as they digitally transform into nimble, digitally-enabled operations and analyse how are incumbents reacting to disruptors.

2.2How are security and ethical compliances being addressed bythedisruptorsand the incumbentsin the examples?Note: you should evaluate the amount ofinformationavailablebefore deciding which examples to use. Publishedcompany accountsand websites couldbe a starting pointto be complemented by daily journalssuch as FT, the Economist, or other news agencies suchas Bloombergsor Reuters. It is convenient to triangulate the information.[40%, 1500 words]

3.Discuss critically your appreciation of the societal impact of FinTech developments and expansionin the context of Sustainable Finance, with a focus on Bitcoin. Isthis topic important in contemporary business? Your views should be supported by academic literature. You should read the following documentsand comment on them.

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