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What are the arguments that the debt is a consumer debt?-What are the arguments that the debt is a business debt?

ASSIGNMENT Kevin Miller bought a house in Atlanta in 2012 and took out a mortgage. He lived in the house until 2015, when he accepted a job in Chicago; from then on, he rented the house. He received a letter demanding payment from a law firm on behalf of the mortgage company in 2017. By […]

Did this investigation violate the Fair Credit Reporting Act? Explain.

ASSIGNMENT 1. Lavon Phillips became engaged to marry Sarah Grendahl and moved in with her. Sarah’s mother, Mary, became suspicious that Phillips was not telling the truth about his past, particularly about whether he was an attorney and where he had worked. She also was confused about who his ex-wives and girlfriends were and where […]

Explain whether Chapman’s contract violates the Truth-in-Lending Act-Explain whether the Hensons should prevail.

ASSIGNMENT Mary Smith bought a car from Doug Chapman under an installment sales contract. Smith carried the insurance on the car, as required by the contract. Shortly after Smith purchased the car, it was wrecked in an accident. Smith’s insurance company paid Chapman the installments still owed on the car as well as Smith’s equity […]

According to CPSC staff, children under the age of sixteen accounted for roughly half the deaths and injuries associated with this product. What type of rule, if any, may the CPSC issue for ATVs?

ASSIGNMENT Several manufacturers introduced into the American market products known as all-terrain vehicles (ATVs). ATVs are motorized bikes that sit on three or four low-pressure balloon tires and are meant to be driven off paved roads. Almost immediately, the Consumer Product Safety Commission (CPSC) began receiving reports of deaths and serious injuries. As the number […]

Jane Jones, a married woman, applies for a credit card from Exxon but is refused credit. Jane is bewildered as to why she was turned down. What are her legal rights in this situation?

ASSIGNMENT 1. Jane Jones, a married woman, applies for a credit card from Exxon but is refused credit. Jane is bewildered as to why she was turned down. What are her legal rights in this situation? 2. On a beautiful Saturday in October, Francie decides to take the twenty-mile ride from her home in New […]

Does this contract violate the Federal Consumer Credit Protection Act? Why or why not?

ASSIGNMENT 1. The Federal Trade Commission (FTC) brings a deceptive trade practice action against Beneficial Finance Company based on Beneficial’s use of its “instant tax refund” slogan. The FTC argues that Beneficial’s advertising a tax refund loan or instant tax refund is deceptive in that the loan is not in any way connected with a […]

Describe the role and workings of (1) the Consumer Product Safety Commission (CPSC) and (2) the Consumer Financial Protection Bureau (CFPB).

Consumer Protection • Describe the role of the Federal Trade Commission (FTC) and the major enforcement sanctions that it may use. • Describe the role and workings of (1) the Consumer Product Safety Commission (CPSC) and (2) the Consumer Financial Protection Bureau (CFPB). • Explain the principal provisions of the Magnuson-Moss Warranty Act and distinguish […]

What are the arguments that the per se standard applies to this case?-What are the arguments that a rule of reason standard applies to this case?

ASSIGNMENT The California Dental Association (CDA) is a voluntary nonprofit association of local dental societies to which some nineteen thousand dentists belong, about three-quarters of those practicing in the state. The CDA lobbies on behalf of its members’ interests and conducts marketing and public relations campaigns for their benefit. The dentists who belong to the […]

Should the Federal Trade Commission take action against this merger, and if so, what decision?

ASSIGNMENT 1. Von’s Grocery, a large retail grocery chain in Los Angeles, sought to acquire Shopping Bag Food Stores, a direct competitor. At the time of the proposed merger, Von’s sales ranked third in the Los Angeles area and Shopping Bag’s ranked sixth. Both chains were increasing their number of stores. The merger would have […]

Magnum Company produces 77 percent of the coal utilized in the United States. Coal provides 25 percent of all of the energy used in the United States. In a suit brought by the United States against Magnum for violation of the antitrust laws, what result?

ASSIGNMENT 1.Magnum Company produces 77 percent of the coal utilized in the United States. Coal provides 25 percent of all of the energy used in the United States. In a suit brought by the United States against Magnum for violation of the antitrust laws, what result? 2. Justin Manufacturing Company sells high-fashion clothing under the […]

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